Terms of Service
Welcome to Extra Liability Insurance Phoenix, a platform dedicated to providing information and resources for individuals passionate about this specialized insurance field. By accessing and using our website, you agree to abide by the following terms and conditions:
User Conduct Guidelines
- Respect Intellectual Property: You must not steal or copy content from our website. All material, including text, images, graphics, and videos, is protected by copyright laws. Respect the intellectual property rights of others and do not violate any copyrights while using this platform.
- No Spamming: Engage with other users respectfully and refrain from spamming, which includes unsolicited mass messaging or posting irrelevant content.
- Legal Compliance: Our website must not be utilized for any illegal activities. This includes but is not limited to promoting harmful practices, engaging in fraud, or violating local, state, or federal laws.
Rules and Restrictions
- Account Security: You are responsible for maintaining the confidentiality of your account credentials. We cannot be held liable for unauthorized access resulting from your negligence, such as leaving sessions open or sharing passwords.
- Prohibited Content: Posts, comments, or submissions that contain obscene, hateful, threatening, or violent material are strictly forbidden. Additionally, any form of harassment or personal attacks will not be tolerated.
- No Commercial Use: Unless explicitly permitted, you may not use our site for commercial purposes, including advertising or soliciting businesses without prior written consent from the website owners.
Termination of Accounts
We reserve the right to terminate or suspend access to this website for any reason, at our sole discretion, including but not limited to, repeated violations of these terms and guidelines. Abusive accounts may be permanently banned without warning.
Intellectual Property Rights
Extra Liability Insurance Phoenix owns all intellectual property rights related to the content, design, and structure of this website. This includes, but is not limited to, trademarks, patents, copyrights, and trade secrets. You are granted a non-exclusive, non-transferable license to access and use the site for personal purposes only.
Limitation of Liability
In no event shall Extra Liability Insurance Phoenix, its owners, or affiliates be held liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your access to or use of this website. Our total liability is limited to the amount paid by you for access to the site during the one (1) month period preceding a claim.
Effective Date
These Terms of Service are effective as of March 18, 2024, and will remain in force until updated or replaced.
Contact Us
If you have any questions, concerns, or feedback regarding our Terms of Service, please contact us at: [email protected].